Identity theft occurs when someone steals and misuses your personal information, typically for financial gain. This malicious act can wreak havoc on your financial and personal life, making legal action a necessary step towards resolution. Federal law, especially the Identity Theft and Assumption Deterrence Act, lays the groundwork for prosecuting those who commit identity theft. [...]
Many people have credit cards with Chase. JP Morgan Chase, a.k.a Chase is a huge bank. Credit card disputes with Chase and most other banks is at an all-time high thanks to identity theft and online shopping. When you find fraudulent charges on your credit card account that you want to chargeback to Chase, here [...]
Identity theft is rampant in the United States and its not showing any signs of slowing down. With online shopping also growing at a high rate of speed, identity thieves have been hard at work. If you have been a victim of identity theft, it may be harder than you think to hire an identity [...]
Ever since online shopping met up with identity theft, the credit card companies have been deluged with credit card disputes. “I did not get my Amazon order” or “The eBay seller was a thief and never delivered the goods” (this actually happened to me) are common pleas made by consumers such as you and me [...]
Shopping for credit repair services can be tricky. The industry is rife with thieves, charlatans, and con artists. Yet, there are also some very legitimate players as well. So how can you tell a legit credit repair company from a non-legit one? Follow these rules, and you will be able to find a decent one: [...]
If you are asking about how credit repair works, you are no dummy. It’s an excellent question. It’s a multi-step process that works like this: You should pull your credit reports and review them for inaccurate or unverifiable information. These are two separate concepts. Inaccurate information can include things that don’t belong to you, negative [...]
Like anything else, you can repair your own credit report, if you know how. As an attorney, I can tell you that after years of credit repair litigation that credit repair is not a good DIY project. While I am happy to share some of the principles that you die hard DIYers should know, there [...]
Credit card disputes with Chase Bank, Amerian Express and Bank of America are very popular. Its not really the banks' fault...at least not entirely, that so many people have credit card disputes. Since online shopping and identity theft are both on the rise, fraudulent charges on your credit card account are bound to happen. What [...]
A good credit repair company can help you boost your credit score, especially when it's being held down by inaccurately reporting negative information. Most credit reports have inaccurately reported negative information on them. Under the law, it's your job to stay to review and keep your credit report clean. Unfortunately, there are a lot of [...]
Credit repair companies come in two flavors; those who play by the rules and those who don’t. It’s hard to tell the difference these days, even in the age of Google since reviews can now be purchased from strangers who have had no experience with the company they are reviewing. So what kinds of scams [...]
With so many lawsuits being filed by the Federal Trade Commission and the Consumer Financial Protection Bureau against credit repair companies, it truly makes one wonder if, indeed, credit repair companies are legit? The short answer is, yes, but very few of them are. The latest credit repair companies to get sued by the FTC [...]
At the Identity Theft Law Group, we often get asked whether “credit repair companies work." It’s a complicated question depending on who is doing the credit repair and what things you expect to be removed from your credit report. Let's dig in. For Credit Repair to be effective, the letter must be written by a [...]
Bankruptcy Attorneys don’t mean to lie to their consumer clients, but many of them do. “With bankruptcy, you will get a fresh financial start” many of them proudly proclaim and even post that buzz phrase on their websites. “Get a Fresh Financial Start.” Here is the problem. Many times, it does not give people a [...]
Ever since online shopping met up with identity theft, the credit card companies have been deluged with credit card disputes. “I did not get my Amazon order” or “The eBay seller was a thief and never delivered the goods” (this actually happened to me) are common pleas made by consumers such as you and me [...]
Edit Your Credit App Today, there is no need to wait for answers to your identity theft questions. Talk to a credit repair lawyer, now! Our law firm, Credit Repair Lawyers of America, has just released our app called Edit Your Credit. Its now available in the Google Play Store and in the [...]
