This is still one of the fastest growing crimes in America.
Mixed up information
This kind of error occurs between different people with the same name. For example, Bob Smith who lives in Montana may have his credit information placed on Bob Smith who lives in Arizona. This is a very common mistake. This also happens a lot between fathers and sons with the same name, especially when they both live under the same roof.
Discrepancies among credit reporting agencies for the same debt
One credit reporting agency may report a debt as current while another might report it as delinquent.