Identity theft is rampant in the United States and its not showing any signs of slowing down. With online shopping also growing at a high rate of speed, identity thieves have been hard at work. If you have been a victim of identity theft, it may be harder than you think to hire an identity theft lawyer. When you do an online search for an identity theft lawyer, the vast majority of your search results will be defense attorneys. These are the attorneys who defend the scumbags that took stole your identity in the first place. Your best bet is to search for a an identity theft lawyer who helps victims. If you found this blog post and this website, you are in the right place.
A good identity theft lawyer that helps victims should not charge you anything out of pocket.
First and foremost on peoples’ minds is “How much is an identity theft lawyer going to cost me?” Two major federal consumer laws, the Fair Credit Reporting Act (protects your rights to clean your credit report) and the Fair Credit Billing Act (protects your rights to remove fraudulent charges from your credit card account), have fee shifting provisions. You are entitled to recover your costs and attorneys’ fees in any successful action. An experienced identity theft lawyer will charge you nothing out of pocket for several reasons:
- The attorney will first speak with you about what your case is worth and work towards that objective;
- The vast majority of these kinds of cases settle without going to trial. At settlement time, the attorney will know how much he or she has incurred in fees and costs and give you an idea how much you can expect to receive from your case;
- At no time should any money come out of pocket to pay the attorney. An experience identity theft attorney will have been through enough cases to select a case with good facts, although nothing is ever guaranteed.
An experienced identity theft lawyer will walk you through the process and handle it for you after you get a police report.
Being the victim of identity theft is no different than being victimized by any other crime. Its intrusive and scarry. An experienced identity theft lawyer will explain the process to you and advise you to the steps you should take immediately upon discovering that your identity has been stolen. Today, its not a matter of “if” your identity will be stolen, but more a matter of “when.”
For our clients who are victims of identity theft, we have a 1-2-3 process. After the 3rd step, we handle everything from there.
Step 1 – Get all of your credit reports.
Go online or call the credit bureaus and advise that you have been the victim of identity theft.
Step 2 – Review each report and identity every bit of information that does not belong to you.
Review the identifying information carefully such as variations of your name that you have never used, addresses you have never lived at. You want to review this information as carefully as the tradelines that are listed on your credit report. Circle everything that does not belong to you.
Step 3 – Get a police report.
Sometimes, police departments may be resistant to taking a report, but you have to be persistent. In your police report, identify every bit of information that does not belong to you.
Once you get your credit reports and the police report, give them to us. We ARE experience identity theft lawyers that help victims. We will take it from there. We will then take these steps at no out of pocket charge to you:
- Write the correct dispute letters for you to the credit bureaus.
- Send the letters by certified mail to the credit bureaus to be sure that they receive them;
- Follow up with you to be sure that the credit bureaus respond to our dispute letters;
- File a lawsuit against each credit bureau and lender that fails or refuses to remove the bogus information from your credit report.
We will see this project through to the end and none of it will cost you anything out of pocket. This is what makes us experienced identity theft lawyers.
You can choose to stop being a victim of identity theft right now.
By doing nothing in response to your identity theft, you will be stuck paying fraudulent charges. This is just unfair and plain wrong. Stop being a victim today. Call us at the Identity Theft Law Group. Time is not on your side. The longer you wait to have fraudulent items removed from your credit report, the less likely the credit bureaus and the lenders will be cooperative with you.
Our help costs you nothing out of pocket
If you have fraudulent charges on your credit card statement, call or email us at the Identity Theft Law Group. We have been helping consumers with credit issues since 2008. Visit us at www.idtheftlawgroup.com for more information. You can call us at (404) 591-6680 or email us at [email protected] for a free, no obligation consultation. Learn your rights as a identity theft victim. We are happy to help you through the maze of disputing your credit card issues all at no out of pocket charge to you. Contact us today for your free, no obligation consultation.